1. Advisory Nature of Services

Swedish Car Insurance Guide (operated by Swedish Insurance Advisory Services AB, registration number 37843929) provides information and guidance about car insurance options in Sweden. While we strive to ensure all information is accurate and up-to-date, our service is advisory in nature and should not be considered a substitute for professional insurance or legal advice.

The information provided on this website is for general informational purposes only. It is not intended to be comprehensive nor to constitute professional advice. Before making any decision or taking any action that might affect your personal finances or insurance coverage, you should consult with a qualified professional advisor.

2. Accuracy of Information

We make reasonable efforts to ensure the information on this website is accurate at the time of publication. However, insurance products, pricing, terms, and regulations change frequently. We cannot and do not guarantee that the information provided is always current or complete.

Insurance quotes, examples, and illustrations provided on this website are for educational purposes only and do not constitute offers of insurance. Actual premiums, coverage options, and terms will be determined by insurance providers based on individual circumstances.

3. Third-Party Content and Links

Our website may contain links to third-party websites and references to third-party services or products. These links and references are provided for your convenience only and do not imply our endorsement or approval of the linked websites, their content, or any associated organization, product, or service.

We have no control over the nature, content, and availability of those third-party websites and services. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.

4. Not an Insurance Provider

Swedish Car Insurance Guide is not an insurance company, broker, or agent. We do not sell insurance policies directly, process claims, or underwrite insurance risks. We provide information and comparison services only.

When you proceed with obtaining insurance after using our services, your insurance contract will be directly with the insurance provider you select, not with Swedish Car Insurance Guide. We are not a party to any insurance contract and bear no responsibility for the performance of any insurance contract.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Swedish Car Insurance Guide and its owners, directors, employees, and representatives shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to loss of revenue, profit, data, or goodwill, arising from:

• Your use of, or inability to use, this website
• Any inaccuracy, error, or omission in the information provided
• Your reliance on information obtained from this website
• Any insurance policy or coverage purchased based on information from this website
• Any transaction entered into through or as a result of this website
• Any failure to secure adequate insurance coverage

This limitation applies regardless of whether the damages were foreseeable and whether we were advised of the possibility of such damages.

6. Indemnification

You agree to indemnify, defend, and hold harmless Swedish Car Insurance Guide, its owners, directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) resulting from:

• Your violation of these disclaimer terms
• Your use of our services
• Your violation of any rights of a third party

7. Jurisdiction and Applicable Law

This disclaimer and your use of the Swedish Car Insurance Guide website shall be governed by and construed in accordance with the laws of Sweden, without regard to its conflict of law provisions.

Any dispute arising out of or in connection with this disclaimer shall be subject to the exclusive jurisdiction of the courts of Sweden.

8. Changes to This Disclaimer

We reserve the right to make changes to this disclaimer at any time. We will post those changes on this page and update the "Last updated" date below. We encourage you to review this disclaimer periodically for any changes.

Your continued use of the website after we post changes to this disclaimer constitutes your acceptance of those changes.

9. Severability

If any provision of this disclaimer is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced.

10. Contact Information

If you have any questions about this disclaimer, please contact us at: