Winter Driving in Sweden: Insurance Tips
Learn how to ensure you're properly covered during Sweden's challenging winter conditions...
Read MoreWhy Choose Our Car Insurance?
Complete Coverage
Our insurance packages offer comprehensive protection for various situations and accidents.
Competitive Pricing
Get the best value for your money with our carefully designed pricing structure.
24/7 Support
Our customer service team is available round the clock to assist you with any issues.
Beginner's Guide to Car Insurance in Sweden
Understanding Swedish Car Insurance
In Sweden, car insurance is mandatory for all vehicles. The basic level required by law is called "Trafikförsäkring" (Third-party liability insurance), which covers damage to other people and their property.
Beyond this minimum requirement, you can opt for additional coverage levels:
- Halvförsäkring (Half Insurance) - Adds protection for fire, theft, and legal assistance
- Helförsäkring (Full Insurance) - Includes everything in the half insurance plus collision coverage
- Premium Insurance - Our top-tier package with comprehensive coverage and additional benefits
Our Insurance Packages
Basic
from 2,500 SEK/year
- Third-party liability
- Fire and theft coverage
- Legal assistance
- Collision coverage
- Glass coverage
- Roadside assistance
Most Popular
Standard
from 3,800 SEK/year
- Third-party liability
- Fire and theft coverage
- Legal assistance
- Collision coverage
- Glass coverage
- Roadside assistance
Premium
from 5,200 SEK/year
- Third-party liability
- Fire and theft coverage
- Legal assistance
- Collision coverage
- Glass coverage
- Roadside assistance
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Read MoreWhat Our Customers Say
I've been using the Standard package for two years now, and the claims process was impressively smooth when I needed it. Highly recommend!
Erik Johansson, Stockholm
The premium package gave me peace of mind when driving with my family. The roadside assistance has been a lifesaver twice already!
Sofia Lindberg, Gothenburg
As a new driver, I found their beginner's guide extremely helpful. The customer service was patient and explained everything clearly.
Marcus Ek, Malmö
Interesting Facts About Car Insurance in Sweden
Safety Record
Sweden has one of the lowest rates of traffic fatalities in the world, which helps keep insurance premiums lower than many other countries.
Winter Tires Requirement
Insurance companies in Sweden may deny claims if you're involved in an accident without proper winter tires during the winter season (December 1 to March 31).
Electric Vehicle Discount
Many Swedish insurance providers offer discounts of up to 15% on premiums for electric and hybrid vehicles, supporting the country's green initiatives.
Bonus-Malus System
Sweden implements a bonus-malus system where drivers with no claims receive premium discounts while those with claims face higher rates.